Creating the Foundations of an Unbreakable Financial Mindset (Part 1)

Hello Everyone!

As we kick off our first learning experience for Minerva Money, I felt that it would be extra important to cover the topic of the mindset needed in order to bear the financial journey that you and I are about to travel down.

I have found over the years of researching finance that obstacles in the future are inevitable. It’s apart of life. Life will throw things at us and we have to be ready to counter at any moment. Especially since the economy is a constant cycling machine with inevitable inflations and deflations.

Because of this, I have created a detailed description of how to train your mind to become callused enough so that when these hard times come (and they will when you least expect it), We are able to better bear the storm that we are undertaking.

Again, I am no expert, however I do have a passion for establishing the mindset that is needed to separate the successful legends of our time from the common folk, and feel that this information needs to be shared.

Take the Time to Be Definite.

Be definite in whatever it is that you are doing. Especially if you are investing.

Being definite is one of the main driving factors of why the most successful are able to spear the storm head on instead of running away from it. In one of my favorite books, Unshakeable by Tony Robbins, he specifically goes in depth describing and addressing the common fear that fills us as we don’t see things going our way. By being definite in our purpose, and our decisions, no matter how crazy they may seem, these storms are more easily bearable. Imagine being half in and half out of an investment that you have made and the stock market has taken a large downturn. If you are unsure about your investment, you might be less inclined to keep this stock and sell at the least opportune moment. By being definite in your decisions you better prepare yourself to deflect any doubt that might begin to come your way

Which leads me to my next point.


How can you be definite if you haven’t done the research to back your claims or beliefs?

This is a common misconception that many people miss especially when investing. I watch many people around me and many people online who throw themselves into ridiculous investments thinking that it will get them lots of money very fast. Don’t get me wrong, this is possible, but it is extremely risky and happens few and far between. If you truly are passionate about something like investing in stocks, or investing in real estate, the most important thing to do is surround yourself with the knowledge that is needed to be successful in this field. I personally researched and read for two years waiting for the correct time to invest in the stock market. I wanted to make sure that I was confident and definite in my decisions as I knew I wouldn’t be touching these investments after my first year evaluations. Only after I had done the research and acquired information from the books I had read was I able to confidently put my money to work.

With your new found definiteness and knowledge, it is now time to incorporate the third part of the template.


Resilience not only means to be able to get back up after being struck down but to be able to continue fighting your mind until you overcome the infected thought.

It is so important to be able to continuously strike down the doubt that will appear time and time again. Developing a sense of resilience enables the mind to better develop itself into something greater than it already is. Think of a garden that needs to be kept continuously with weeds that pop up over time. It is our job to pluck these weeds in order to keep our garden in top condition. But how do we pluck these weeds most effectively so that they never comeback again? This “cure all” can be found in HABITS. Habits are the absolute key to callusing your mind. By developing habits, the mind is able to weed out the bad thoughts that have imbedded themselves unintentionally to blockade you from doing what you need to do. With a kept garden or a maintained mindset that is built to be resilient, our financial mindsets are able to counter attacks much more effectively.

Take these tips as you will, these are only things that I have found have drastically helped develop me as a person and my financial pursuits. It is extremely important to develop this mindset to be a good investor or entrepreneur for that matter.

I appreciate all of your feedback! Please let me know what you think or if you have any suggestions yourselves! Your opinion is highly valued!

Andrew Martinez, owner and writer of Minerva Money

Andrew Martinez

Owner and writer of Minerva Money, a blog on personal finance for the average person who is interested in taking control of their future and alleviating themselves from the burden of uncertainty. I have a deep passion for helping those around me with not only finance but mental well-being so if you have any questions or just want to talk don't hesitate to reach out!

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